I was introduced to Tessa Marie Shillingford at church; she was the speaker at one of our women’s meeting. The topic was financial management.
Boy, am I glad I was present to meet her! She not only spoke about ways to save, she also spoke about the importance of getting and staying out of debt.
After hearing her speak, I knew in my heart of hearts that I needed to approach her and ask for her assistance with financial planning.
I approached her with tears in my eyes and explained how overwhelmed I was with my current financial situation. She reassured me that she would be able to help. I was excited because I was ready for change.
I phoned Tessa Marie the next day and made an appointment to meet with her. Little did I know she was going to be tough on me from meeting number one, I needed help, so I didn’t mind.
She asked to see my expenses and my income. After reviewing it, we were able to make a spending plan, which is the name she uses instead of the word budget. At the end of it all I was so shocked that I had money left over. A hallelujah moment! I was on my way to financial freedom. I understood that this was going to be a lifelong change so I made sure to soak up everything she said like a sponge.
Tessa Marie works tirelessly with you to achieve your goal. She provides this service free of charge, as she believes helping others with their finances is her calling. Her only ask is that we speak to others about what we learn.
In the last two years with her help, I’ve been able to pay off debts that I never thought I would be able to pay off in such a short space of time. I’ve also been able to take two trips without using credits cards. That’s huge for an individual like me who always thought my income was less than my expenses.
Hats off to Tessa-Marie Shillingford for her dedication and helping me come to the realization that if I create a spending plan and stick to it I will have savings and absolutely debt free. Now I am.
I am now able to answer the above question.
I am writing this note to let you know I have been away from my blog site due to the illness of my husband. The journey started in September 2013 and ended with his death in June of 2014.
My husband was the wind beneath my wings. He was a great supporter of all my activities, from gardening insatiably, reading and forgetting to prepare dinner. He was always there when I dropped the ball. He kept me sane, when I took on too much. Like helping me with my canning of fruits and vegetables for an entire weekend.
He listened, while I spoke incessantly and never interrupted me. Through those years, not at any one time did he ask me to change my thoughts or behavior. He most certainly gave me room to grow and I always knew he was the perfect husband for me.
We shared lots of wonderful time with family and friends. We both enjoyed travelling and travelled all over Canada and the world.
He was very supportive and nurturing father.
I miss him very much.
I miss his sense of humor. I miss him. When I come home from a long walk and he is not there to greet me. I miss him when I am backing into the garage and there is no one to bang on the car to prevent me from hitting the recycling bin. I miss him when I suddenly begin dancing in the kitchen with no music. No one is there smiling at me. I miss him. He knew when I was tired, before I felt it. His cure for everything that ails you is snoozing for a few minutes; he would constantly send me off to snooze. That too I miss.
There are so many occasions to miss him, but he told me all I need to do is to put one foot before the other and keep going.
So here I am, I am ready to begin this new journey without the love and support of this amazing person.
I will start by sharing my blog site with some of the people I have helped manage their finances. Several have expressed a wish to share with others what they had to do to reach their goal of financial freedom.
They are not professional bloggers. They are going to speak from their hearts. I hope you will be able to get the message and forgive the grammar.